AML Lead (Spain)

If you are interested, please apply here

About Crossmint

Stablecoins and blockchains are upgrading the world’s financial system — and Crossmint lets companies harness their power with ease. Crossmint is a one-stop-shop developer platform for building modern financial applications, from the next generation of fintechs to applications that leverage AI agent–driven commerce. With just a few lines of code, developers can integrate programmable wallets, stablecoin payments, tokenization, on/off ramps, compliance, and agentic commerce tools — all from a single vendor, without the need for a large team of blockchain engineers. From companies like MoneyGram and Visa to entire nation states, our more than 40,000 clients use Crossmint to launch new financial products, tokenize assets, and build applications for agentic commerce — all on fully managed infrastructure across 50+ chains. If you want to help build the backbone of programmable finance and agentic systems, we’d love to work with you!

Location

We have offices in Madrid (Gran Vía), and we are also open to a full remote setting from Spain.

Type of Employment

Full-time, indefinite contract.

The Role

We are looking for an AML Lead to take end-to-end ownership of Crossmint’s anti–money laundering program and related internal controls. You’ll be the key person ensuring our operations remain compliant as we scale across Europe and beyond, with a direct reporting line to the General Counsel. This is a high-visibility role where you’ll define, manage and implement the company’s AML framework, coordinate with regulators and auditors, and make sure compliance keeps pace with innovation. Within the medium term, you’ll also have the opportunity to assume the position of AMLRO with SEPBLAC (Spanish AML supervisor), giving you both local accountability and international reach. Crossmint is a scale-up: You’ll be designing strategy, but also rolling up your sleeves when needed, reviewing escalations, supervising the onboarding of large clients, coordinating Enhanced Due Diligences, and ensuring our processes work in practice. If you want to make a real impact by shaping the AML function of a fast-growing company at the center of programmable finance, this is your place.

What You’ll Do

Drive Multi-Jurisdiction Compliance: Ensure we stay ahead of AML requirements in Europe, and in the new markets we expand into. Own the AML Function: Lead and coordinate all AML responsibilities, working with Legal on program design, execution and reporting. Strengthen Internal Controls: Design, monitor, and refine AML-related controls to prevent fraud and financial misstatements. Step Into AMLRO Role: Progress toward becoming AMLRO with SEPBLAC, handling regulatory filings and direct engagement with authorities. Be Hands-On: Review escalations of high-risk or problematic users Supervise onboarding of large or strategic clients Decide the outcome of complex enhance due diligence cases Lead special examinations and file Suspicious Activity Reports (SARs) when needed Collaborate Across Teams: Work with Risk, Finance, Security, and Product to embed compliance seamlessly into operations. Champion AML Culture: Train and educate colleagues, raise awareness, and ensure compliance is seen as an enabler of growth, not a blocker.

What We’re Looking For

6+ years of experience in AML, compliance, internal controls, risk management, and audit. Proven expertise in KYC/KYB, AML, sanctions screening, SAR preparation, and fraud detection. Familiarity with MiCA/VASP, GDPR, DORA, SOC2, ISO, and related frameworks. Blockchain or crypto compliance experience is a strong plus. Web3 experience and strong knowledge of on-chain analysis tools (Elliptic, Chainalysis, Persona, Notabene) is highly desirable. Experience with global AML frameworks: EU Fifth Directive, US Bank Secrecy Act, FATF Recommendations, etc. as they apply to fintech and payment services. Relevant certifications (e.g., CAMS, CISA, CIA) are a plus. Excellent analytical, communication, and stakeholder management skills. A proactive, pragmatic mindset. Someone comfortable leading strategy but also getting into the details when needed. You work well under pressure in a high stakes environment.

Why Join Crossmint?

Impactful Work: Take the lead in building and owning compliance processes that will shape the future of onchain compliance in Europe. Leadership Growth: Step into a role designed to grow. Within months, you may be leading a small compliance team. Cross-Functional Exposure: Work alongside Legal, Risk, Finance, and Security, playing a pivotal role across the company. Dynamic Environment: Be at the forefront of blockchain innovation, adapting compliance to a space where regulation is just taking shape. Career Development: Deepen your expertise across multi-jurisdictional compliance, while growing your leadership skills in a supportive, forward-thinking team.

Benefits

Highly competitive compensation Unlimited, flexible PTO Company laptop and allowance for essential home equipment Daily stipend for commuting or meals Company-paid trips for annual off-sites and team bonding Flexible work schedule Flexible retribution through Cobee Medical & Dental coverage Talent research indicates that women are often less inclined than men to apply for a role unless they have experience in 100% of the listed skills. However, this list is only a guide. We welcome your application even if you feel you meet around 75% of the requirements. At Crossmint, we believe skills can be learned, and diversity makes us stronger. We work to foster a respectful environment where each person can be their authentic self, free from harassment, racism, and any form of discrimination. We proudly uphold our commitment to diversity and inclusion as an equal opportunity employer, and this policy applies to all employment practices within our organization. Please note that Crossmint never conducts AI-based interviews, and all of our processes include an initial video call with a team member. Crossmint will not request your personal identification documents or any payment at any point during your interview process. Please stay vigilant about potential fraud. If you receive an email that claims to be from Crossmint but ends with any domain other than @crossmint.com, @crossmint.io or @paella.dev, it is not from us. We own these three domains listed before, and they are the only legitimate ones. Please let our Talent Team know if you need any assistance completing any forms, or participating in the process.